Florida Law Regarding Roof Repair

If an insurer can claim that less than 25 percent of a roof was damaged or claim that only one roof section suffered damage then it will not have to pay out as much as if a full roof replacement were required under building code.

Florida law regarding roof repair. California roofing codes establish a list of rules that all builders and contractors must adhere to in order to ensure safe building practices within the state. This blog post provides an overview and summary of florida law on the maintenance repair and replacement responsibility within your condominium association when damage occurs. In a nutshell the rule states that if more than 25 percent of a roof or section of a roof is repaired replaced or recovered then the entire roofing system or roof section must be. Governor scott announced operation blue roof to help families temporarily repair their roofs at no cost.

Unless otherwise provided by the policy when a homeowner s insurance policy provides for the adjustment and settlement of first party losses based on repair or replacement cost the following requirements apply. Specifically under current florida law a roofer waives his her right to claim a lien against an assignor after entering an aob agreement. See section 627 7152 7 a of the florida statutes. Florida has more roofing regulations than you may realize.

Most of these laws are found in the sixth edition of the florida building code which went into effect on dec. Under florida s 25 percent rule homeowner s insurance companies are incentivized to minimize policyholders roof damage claims as much as possible. Roof repair and replacement from suncoast roofing solutions. Claim settlement practices relating to property insurance.

While the law is clear that the association has a non delegable duty to maintain the common elements a problem arises for the individual owners. Deciphering florida law on this issue can be a confusing task as the answer often depends on a multitude of variables. There are laws regarding who can work on roofs how roofs must be installed or repaired when roofs may be reroofed and much more. Call today for your inspection 813 283 2544.

California roofing laws cover everything from licensure of the roofing company to the types of shingles that must be used to the slope of the roof. Florida has a statutory answer to many of these issues. The 2014 florida existing building code the code contains what is conventionally called the 25 percent rule the rule. Wed sep 13.

While florida construction lien law ultimately helps ensure full payment for contractors it is not always clear regarding the procedural requirements for perfecting lien rights. I have spoken with many florida condo owners that have water damage from roof leaks or other leaks caused by the condo association s failure to maintain the common elements. We know florida building code. The rule applies to roof repair of any commercial or residential building.

Many owners have significant damage to the walls and interior of their. But remain in contact with your insurance company regarding any outside vendors that are brought in to make repairs.